Fintech Startup: Credit Scoring Without Credit Histories
Challenge Lacked access to traditional credit data for scoring underbanked populations in new markets. Solution Outcome:
AI-Engineered Finance, Built for Compliance, Deployed for Advantage
Altpai builds production-grade AI systems that defend against evolving fraud, automate compliance at scale, and modernize legacy operations — without compromising security or control.
MVP to Scale in Under 90 Days
100% MCP-Compliant, Enterprise-Ready Delivery
Agentic AI That Learns in Production
Access Tier-1 AI & Infra Architects
MVP to Scale in Under 90 Days
100% MCP-Compliant, Enterprise-Ready Delivery
Agentic AI That Learns in Production
Access Tier-1 AI & Infra Architects
The AI Execution Layer Financial Institutions Actually Need
Legacy infrastructure, regulatory overload, and evolving risk challenges slowing you down? Altpai architects end-to-end AI systems that embed intelligence, control, and agility — so you can operate faster and safer.
Fraud Is Getting Smarter. Your Defenses Should Too
The Problem
Synthetic identities, AI-generated scams, and real-time laundering schemes are rapidly evolving, while legacy fraud systems remain reactive and rules-bound.
The Solution
- Transformer-based anomaly detection for KYC, credit, and payments.
- Detect behavioral anomalies, not just rule violations
- Real-time scoring pipelines with explainability and audit trails
- Modular APIs to integrate seamlessly with fraud and AML systems
Compliance Is Evolving Faster Than Your Systems
The Problem
With regulations like GDPR, DORA, SOX, and Basel III evolving constantly, manual oversight and batch processes expose institutions to audit risk and operational drag.
The Solution
- NLP pipelines to extract and track obligations from regulatory text
- Policy-to-control mapping using knowledge graphs and vector search
- Continuous compliance dashboards with automated audit logs
- MCP-aligned architecture for secure, sovereign, and traceable deployments
Risk Models Can’t Keep Pace With a Dynamic Economy
The Problem
Static, rigid scoring models struggle to respond to economic shocks, market volatility, and real-time behavioral shifts — increasing exposure and missed opportunities
The Solution
- Real-time credit and portfolio scoring using multi-source data
- Time-series forecasting models with automated retraining
- Human-in-the-loop workflows for validation and governance
- Model performance monitoring with drift/bias detection and retraining triggers
Your Customer Data Is Fragmented — So Is Their Experience
The Problem
Customers move between mobile, web, call centers, and branches — but context doesn’t follow. Siloed data and disconnected systems kill personalization and loyalty.
The Solution
- Entity resolution to unify user profiles across all touchpoints
- Retrieval-augmented agents that retain customer context and history
- Real-time CX personalization and intelligent routing
- Customer journey analytics to drive upsell, retention, and satisfaction
Legacy Systems Are Blocking Your AI Roadmap
The Problem
Monolithic core systems and siloed data stacks make it slow, risky, or even impossible to deploy modern AI — from LLMs to real-time inference.
The Solution
- API-first integration layer for legacy banking cores
- Inference-optimized clusters for GenAI and transformer models
- Full ML lifecycle orchestration across cloud/on-prem environments
- DevSecOps pipelines designed for compliance, rollback, and resilience
Fraud Is Getting Smarter. Your Defenses Should Too
The Problem
Synthetic identities, AI-generated scams, and real-time laundering schemes are rapidly evolving, while legacy fraud systems remain reactive and rules-bound.
The Solution
- Transformer-based anomaly detection for KYC, credit, and payments.
- Detect behavioral anomalies, not just rule violations
- Real-time scoring pipelines with explainability and audit trails
- Modular APIs to integrate seamlessly with fraud and AML systems
Compliance Is Evolving Faster Than Your Systems
The Problem
With regulations like GDPR, DORA, SOX, and Basel III evolving constantly, manual oversight and batch processes expose institutions to audit risk and operational drag.
The Solution
- NLP pipelines to extract and track obligations from regulatory text
- Policy-to-control mapping using knowledge graphs and vector search
- Continuous compliance dashboards with automated audit logs
- MCP-aligned architecture for secure, sovereign, and traceable deployments
Risk Models Can’t Keep Pace With a Dynamic Economy
The Problem
Static, rigid scoring models struggle to respond to economic shocks, market volatility, and real-time behavioral shifts — increasing exposure and missed opportunities
The Solution
- Real-time credit and portfolio scoring using multi-source data
- Time-series forecasting models with automated retraining
- Human-in-the-loop workflows for validation and governance
- Model performance monitoring with drift/bias detection and retraining triggers
Your Customer Data Is Fragmented — So Is Their Experience
The Problem
Customers move between mobile, web, call centers, and branches — but context doesn’t follow. Siloed data and disconnected systems kill personalization and loyalty.
The Solution
- Entity resolution to unify user profiles across all touchpoints
- Retrieval-augmented agents that retain customer context and history
- Real-time CX personalization and intelligent routing
- Customer journey analytics to drive upsell, retention, and satisfaction
Legacy Systems Are Blocking Your AI Roadmap
The Problem
Monolithic core systems and siloed data stacks make it slow, risky, or even impossible to deploy modern AI — from LLMs to real-time inference.
The Solution
- API-first integration layer for legacy banking cores
- Inference-optimized clusters for GenAI and transformer models
- Full ML lifecycle orchestration across cloud/on-prem environments
- DevSecOps pipelines designed for compliance, rollback, and resilience
Why Altpai Is Built for Regulated, Complex Financial Systems
Our team combines deep financial domain expertise with technical mastery across AI, architecture, and compliance. We don’t just build PoCs — we deliver scalable systems that pass audits, integrate with core infra, and drive real business outcomes.
MCP-Compliant Architecture
Designed for audit trails, data residency, and zero-trust environments.
PoC to MVP in Weeks
Proven blueprints and parallel pipelines for rapid deployment without cutting corners.
Legacy-Compatible Execution
Our systems plug into monolithic infra without rewriting your stack.
Finetuned Domain Models
Trained on financial fraud patterns, regulatory text, and CX flows for higher accuracy and relevance.
MCP-Compliant Architecture
Designed for audit trails, data residency, and zero-trust environments.
PoC to MVP in Weeks
Proven blueprints and parallel pipelines for rapid deployment without cutting corners.
Legacy-Compatible Execution
Our systems plug into monolithic infra without rewriting your stack.
Finetuned Domain Models
Trained on financial fraud patterns, regulatory text, and CX flows for higher accuracy and relevance.
Case Studies
SaaS Startup: From Prototype to AI-Powered Product
Challenge Founders built a basic ML prototype, but lacked infra and MLOps to scale it for users. Solution Modularized model…
Engineer AI for Financial Impact
From fraud and risk to compliance and CX, Altpai delivers AI systems built to scale, audit, and perform in real-world financial environments.